Forget about money

Forget about money

Money measures nothing except greed. 
When money becomes the objective, misery is the return. 
Service is the goal, the result of which is prosperity.

Money is an effect, a result. What do I mean? Well, you see, we live in a world of cause and effect. The fundamental rule here is, ‘If you want an effect, work on the cause.’ For example, peace is an effect; it is the result of justice. So if you want peace, then seek to ensure justice for all. If injustice prevails, peace can never come about because people will fight against injustice as indeed they should and peace will be disturbed.

Similarly, money is the result of intelligent effort. The effort can be dishonorable or honorable. Both kinds yield money. One yields money coupled with anxiety, fear, disgrace, hatred, shame, and the ill will of people. The other kind yields money with respect, honor, goodwill, love, gratitude and the prayers of people. Your call which kind you want. Remember, the second kind is actually easier. And you will sleep better too.


Remember also that money is a measure of nothing except greed. It is what you do with money which counts, not how much you have. So seek to do something with money that has a lasting positive effect. That is what gives meaning to money and makes it a source of benefit to you and others and gives you an opportunity to leave behind a legacy of honor.

As the lyrics of the famous song by Abba go:

Money, money, money
Must be funny
In the rich man’s world
Money, money, money
Always sunny
In the rich man’s world
Aha-ahaaa
All the things I could do
If I had a little money
It’s a rich man’s world

The biggest killer globally today is not war but poverty. And that is not the result of lack of resources but lack of compassion and concern. The fact that we have created a world in which 62 of the richest people own more than 50% of the global population, is not simply astonishing and shameful but very encouraging. Because what we created, we can change. That we must change it, is not something that needs emphasis. A world (or country) with a huge income and wealth disparity is less prosperous, less peaceful and less happy than a country where the income/wealth disparity is not so marked. It is in the interest of everyone, including the wealthy, that wealth is shared. That increases disposable income and buying power which translates into a stronger economy and more prosperity. Strangely the powers that be, who are supposed to be intelligent, don’t seem to understand this and insist on cornering resources at the cost of the vast majority. 
Value friendships

Value friendships

Friends are not forever, but for as long as you live. 
And that is long enough, so choose wisely
But first take the trouble to decide who is a good friend.
1. A good friend is someone who tells you what you need to hear, not only what you want to       hear. 
2. A good friend is someone who stabs you in the chest (who corrects you), not in the back. 
3. A good friend is someone who reminds you about doing something for your life after death, for the day when you will stand before Allah
4. A good friend is someone from whom you learn new things. 
5. A good friend is someone whose silence you find interesting and relaxing and whose conversation is enlightening. 
6. A good friend is someone who is interested in you enough to devote time and thought to you. 
7. A good friend is someone who you can look up to and hold as a role model.
A good friend is someone who is always there with you even when he is not. A good friend is someone who you can meet after a decade and pick up a string of conversation as if you’d met him the previous evening. A good friend is someone who challenges you to be and do your best, one who will not accept your excuses for poor quality or laziness. A good friend is someone who is happier when you succeed, than when he succeeds himself.


I had such a friend and his name was Berty (Cuthbert Suares, Jr.)

Now hold on a minute before you start judging your friends, which you must do of course, but ask yourself first, ‘Am I a ‘good friend’ to my friends?’
Complacency is death.

Complacency is death.

Invite the ‘ghost competitor’ and beat your own record. 

The ‘ghost competitor’ is a tool that great athletes use to improve their own standards of performance. If you are Usain Bolt, you are already the fastest man on the planet. That you are actually slightly slower than a hippo is neither here nor there, because hippos don’t compete in the Olympics. So how will you improve your time? What they do is to imagine their competitor running at their shoulder, about to overtake them. That drives them to ever greater effort. That is the ‘ghost competitor’, which we all need, to stay alive, to stay current, to stay relevant.

Beware of complacency. Cancer is not the deadliest killer. Complacency is. Interestingly, complacency is often the result of success. It comes in the same package. It is brought on also by lots of praise that you will get when you do something well, which, if you are not careful, will lead you to start believing that you are truly great.

Remember then what you say in Salah: Allahu Akbar – Allahﷻ is the Greatest. You are not the greatest. Allahﷻ is. And about you? Look at the weakest, meanest, lowliest of people and say to yourself, ‘There, but for the Grace of Allah goes Yawar’ (Remember to substitute your own name for mine in this sentence). Push yourself beyond whatever you thought was your limit because nobody knows the best that he/she can do. Nobody dies of working too hard if they are doing it voluntarily. And if you do die, remember that you will die anyway. It is not that you lived or died that are important but how you lived and how you died.


Key word : SOMEHOW!!

As they say, ‘Even if you are on the right road, if you simply sit there, you will get run over.’

Change is the name for circulation – of blood in your veins. If that stops, you die. Flowing water sees change, brings about change, is change itself. Stop it and it stagnates and starts to stink. You stop changing and you die because the rest of the world doesn’t stop changing. Dinosaurs and Nokia died. That is not sad. What is sad is that they didn’t even know why?


You don’t die when you stop breathing; you die when you stop living. You stop living when you stop changing. You stop living when you stop feeling excited, inquisitive, energetic, and enthusiastic. You stop living when you have no more mountains to climb, no rivers to cross, no tears to cry, no laughs to laugh. 

You stop living when you have no great goal to achieve – no matter that you may not live long enough to see it achieved, but having the goal to work towards keeps you alive. 

You don’t die when you stop breathing; you die when you stop dreaming.

If I advised the AIMPLB

Okay! So, you are laughing. Good! I love to make people happy and after all we all have our right to fantasize. The question I asked myself was, ‘If I were to be invited to advise the AIMPLB at this rather heated moment, what would I say?’ Key word? IF. Please don’t get too worked up and excited.

Before I talk about the advice, let me draw the picture that I am seeing as I look at the political landscape in my country.

I see a ruling party that is afraid to rule. So, it takes every opportunity to draw the attention of the public away from the non-delivery of promises it made when it was elected. Muslims are a dream come true; a prayer answered for the ruling party. They are their greatest helpers as they provide readymade issues and then react with blind emotion – josh without hosh – when the ruling party makes use of these issues. If Muslims demanded payment to do what they seem to be doing for love, I am sure purse strings would not only be loosened but the entire purse would be handed over. I can well imagine the ruling party chiefs praying for the continued presence of Muslims in their midst but in their current state of ignorance and singing, ‘Na hota gar yeh AIMPLB ka sahara, hum kahan jatay?’ It would be very tough otherwise to tell those who have intelligence the real reasons why Achchay din abhi kyon nahin aye.

The biggest challenge that the ruling party has at present is the UP election. Any central government which is not in control of UP is DOWN. So UP must be won at any cost. And if it is at the cost of Muslims, then it is Sonay pey Suhaga – two birds with one stone and so forth. That the UP rulers; the Yadav clan looks hellbent on helping the ruling party to win the election by voluntarily self-destructing is a boon. The Nehru-Gandhi family remains comatose. But what will help even more is if the Muslims continue to react instead of responding intelligently and acting proactively. I can see the grin on your face and your eyebrows raised like world-famous McDonalds arches. But give me a break. I told you this is my fantasy. Which brings me back to the title of my article; ‘If I advised the AIMPLB’, what would I tell them to enable Indian Muslims to take our puppet strings away from the puppeteers and stop being puppets in the hands of those making us enact a tragedy.

The AIMPLB whether it likes it or not has suddenly been ‘kicked upstairs’ into the role of LEADER OF INDIAN MUSLIMS. I say ‘Kicked upstairs’, as it is the term used in the corporate world for someone who has been promoted first time as manager and is clearly at sea, clueless about what to do and how to act. So, he does what he knows, which is to work at the level he has been at all his life. This is such a common phenomenon that one of the most successful courses that I teach is, ‘NMDP (New Managers Development Program)’. This is a course that I teach at GE, Crotonville, the greatest leadership university in the world. It is a five-day residential program which every first-time manager in GE is mandated to attend. That GE is happy to take managers out for five days and pay them to attend this course is testimony to one simple fact; that to succeed in a new role, you need new competencies.  

People don’t get promoted because they are bad. They get promoted because they are good. But what happens in most organizations is that the powers-that-be don’t factor in one simple but fundamental fact. That in the new role, your strengths, most often, become your biggest weaknesses and that without the new competencies that the new role requires you are destined to fail. The Titanic didn’t sink so fast because it struck the iceberg and its engine failed. It sank fast because its engine didn’t fail and its propeller didn’t stop turning. Its engine kept running and so the propeller which was designed to drive the ship forward continued to drive it forward even when the ship was pointing south – to the bottom of the ocean. The very thing which was the source of power for the ship, became the means of its demise.

In my view, that is the dilemma of the AIMPLB. The AIMPLB was founded by one of the greatest of our scholars, Hazrat Maulana Abul Hasan Ali Nadwi in 1973 as an NGO to be a single point of reference for the interpretation of Muslim Personal Law. It is not an elected body, has no legal authority, can’t enforce anything and is not the representative of Indian Muslims in any formal sense of the term. The name of the organization is testimony to what it was supposed to do. In other words, it was a collective Darul Ifta, which would consult internally with Ulama of the many different sects of Muslims and then speak with one voice on any issue dealing with Muslim Personal Law. This was a need. It still is. The AIMPLB has admirably fulfilled it over the years. This ‘brief’ (albeit unwritten) is also reflected in its membership which consists almost entirely of Ulama. This was appropriate given it frame of reference. However, over the years, the AIMPLB has been promoted to become the ‘representative of Indian Muslims’. Now that is a very different ballgame from speaking about the Personal Law alone. Telling Muslims what to do is very different from speaking to the Supreme Court of India on issues of Muslim Personal Law that the Court raises; but which are in reality, issues of power and authority about who will be the final arbiter on Islamic issues in this country. The complexity is that for the people on either side of this debate, the answer is obvious. But if life were that simple, we wouldn’t have the heat and light show that we are witnessing where the heat far outweighs the light. I believe therefore that the time has come for all concerned to dunk our heads in a bucket of cold water (not the same bucket) and think with cool heads and with our emotions locked up in a safe place. Emotions and intellect are companions but don’t work well together.

Using my ‘consultant’ hat and invoking my knowledge acquired from being 35 years in the field of leadership development with a consulting practice on three continents and on the faculty staff of some of the greatest leadership development corporate universities of the world, here is my diagnosis and cure for what ails the AIMPLB.

Organizational Diagnosis:

1.     The AIMPLB finds that it has been catapulted into a place that it was neither designed for nor wanted to be in and therefore has no idea what to do.

2.   Its Core Strengths have become weaknesses and acquiring new strengths is not an easy task especially when that journey starts from accepting that one is in need and so needs a teacher.

3.     The public demand to be led. They are willing to follow without thought. They are willing to trust, even blindly. But what will happen when that trust is not fulfilled and the scales drop from the eyes of the people? I fear that day more than anything else.

4.   At the same time the AIMPLB has the unique opportunity to become a single point of reference for all matters relating to Indian Muslims with a mandate given by the people and represent all their needs and not the Personal Law alone; as well as an opportunity to take advantage of the high interest in Muslim matters to highlight Islam for the entire nation.

5.  Balanced with this opportunity is the very real threat that if the opportunity is not handled well and the AIMPLB doesn’t upscale its game, it will become redundant and Indian Muslims will get even more divided and lost. There will be (isn’t that happening already?) huge damage to the image of Islam and Muslims if current high visibility is not handled competently.

6.   The structure of the Board is another symbol of its role as being more scholarly than action oriented. It has a Working Committee (Majlis Amla) of fifty-one members. If there is one formula to guarantee inaction, it is to have a Working Committee of more than five people. The AIMPLB’s committee is ten times that size.

7.     The membership of the Board is not open. Membership is lifelong. So, you must die to get out. No terms of office for members and no expiry dates for membership except what our Creator wrote for us all. I don’t know who is more delusional; those who expect octogenarians (even nonagenarians) to work full time or O’s and N’s who think they can do so? But this is the fate of all our Muslim organizations; no term of office and no retirement date. The result is that youth leadership is throttled at birth and succession planning doesn’t exist. So, every time a leader falls, we have a crisis. Yet after over fourteen centuries of history we still haven’t learned this lesson. As the saying goes, ‘Nations that don’t learn from their history are condemned to repeat it.’ I bear witness that this applies to the Muslim nation globally. It is almost as if being blind to our faults is a pillar of Islam.

8.     ‘The Competition’, is ramping up its efforts at influencing and thought steering, big time. RSS Think Tanks are a case study in collecting competent people and inspiring them to work for their cause. They AIMPLB has not even attempted to do anything in this line and I am not sure if they even feel the need.

9.   I did a comparative study of other organizations which represent other minorities globally and was astounded with the differences I saw. I am not mentioning them here but am happy to share that information with the AIMPLB, if ‘I advised the AIMPLB’.

10.  Structures define behavior and behavior drives results. The structure of the AIMPLB doesn’t need modification. It needs to be dismantled and rebuilt.

So, what would I advise the AIMPLB?

The Cure

Elisabeth Kübler-Ross (1926-2004) was a Swiss-American psychiatrist, a pioneer in near-death studies and the author of the groundbreaking book, ‘On Death and Dying’, where she first discussed her theory of the five stages of grief. The five stages are, Shock (denial), Anger, Resistance, Acceptance, Help. It is only after acceptance that we can talk about the cure. Note the stages before acceptance. Shock (denial), Anger and Resistance. Only then will people even consider alternatives. That is why we say, ‘If you want to change, you have to make friends with ‘SARAH’. I can tell you clearly which stage I believe the AIMPLB is at, but it is for them to recognize and accept it. Only then can they go forward to the next stage. The one single lesson I learned in thirty-five years of leadership development consulting is that this process can’t be hurried. Like pregnancy it is painful and the pain must be endured.

Here’s the cure, conditional upon the AIMPLB coming to the stage of acceptance.

1.    Redefine AIMPLB and accept the bigger mantle of leadership consciously and knowing that the mantle has been placed on their shoulders but the shoulders need to be strengthened to carry the load. The AIMPLB must change its name to Indian Muslim Council (IMC). That would be more in keeping with the much larger and powerful role than of being a glorified Darul Ifta. This role is critically needed and the AIMPLB is the best organization to take it on. But to do that it must metamorphize. To change its very being from caterpillar to butterfly. Only then will it be able to visit every flower in the garden and attend to its need.

2.   The IMC must strive to create a genuine partnership between all Indian Muslims to address all critical to survival issues, not only Personal Laws. The IMC must enable active participation of all sectors of Indian Muslims in matters that concern them to enable Indian Muslims to positively impact their own future and the future of our nation, its security and development. The IMC will be Constituted under the appropriate legal framework, will not be affiliated to any political party or Maslak. It will support and work with all existing organizations. It will have Ulama as members along with others and will have effective participation of women, not merely token representation.

3.     The AIMPLB after restructuring, must build in competence development into its schedule and budget for it and do it on a structured plan. Without regular competence development, you can’t expect anyone to remain current and relevant.

4.     The AIMPLB must have a structured mentoring plan to develop successors and ensure that there are ample opportunities for youth to grow and take leadership positions in due course. For this having a retirement age is absolutely essential.

The overall Organizational Structure of the IMC will be as under:


The Local Council is the fundamental building block of the IMC. This will be at the city, or smaller level. Membership is open to all members of civil society. Members of the Admin & Finance Task Force will be fulltime professionals but will not have voting rights. 

Each Council at every level will be organized as under:


Matrix Structure
All Councils will be organized in Task Forces of specialists who will elect one member to the Governing Council. The Governing Council will take policy decisions which the individual Task Force will implement. This ensures that everyone has a say in the decision-making process. The Governing Council will elect an Ameer who will be the spokesperson for the council. This structure will apply to all councils at all levels.

Each Task Force will decide on the issues it needs to deal with and prepare a budget. This will be presented to the Governing Council. There will be a half-yearly Internal Assessment and an Annual External Assessment of achievement of goals.

IMC Election & Term

All members of the Local Council will be elected by their community for a period of 5 years. Members will be eligible for re-election for another term. Members under 50 who have served 2 terms may be re-elected after a cooling off period of 5 years. All Members will compulsorily retire at the age of 65 years on their date of birth.

Board of Emeritus Advisors

Retired leaders will automatically become members of the Board of Emeritus Advisors which will be an advisory body to provide guidance, counsel and dua for the organization. The Board of Emeritus Advisors will have no executive powers.

Election Rules

Elections will be conducted by an Election Commission which will be constituted every 4 years for the elections in the 5thyear. The EC will be made up of prominent members of society represented as per the constituents of the IMC. Members of the Election Commission will not be eligible to stand for election in that year.

It is not in the scope of this article to write about this structure and working in detail but I will be happy to explain it to the AIMPLB – ‘If I advised the AIMPLB’. This is only as a teaser for those who share my anguish and frustration at what is happening today.

Information about me and my work, clients and consulting practice is here www.yawarbaig.comIf the AIMPLB is interested and wants to actually do something about understanding what I have proposed in detail, then I am available.

If not, I have completed my task and stand absolved before my Rabb.
The problem with the C- Word

The problem with the C- Word

One of the things that I have been very fond of, is trekking, especially climbing mountains. I have done a good bit of that in the Western Ghats in Southern India, climbing on one occasion through thick forest straight up the side of the mountain, 4500 feet. I went up to Singampatti from Kanyakumari. 4500 feet may not sound like much in itself, but put it on an almost vertical hillside, no clear pathway, the opportunity to descend without brakes at any time, thorn-bush, razor grass, hot, humid weather, nettles, cicadas buzzing in the heat…….all ad infinitum……and you have an entirely different perspective.
However one thing that I always looked forward to was to cross the half way, no return mark. At that point, you have not achieved the goal, you are exhausted, sweaty, irritated with yourself for having started this stupid enterprise and no way to go back, because it is even more difficult to descend a steep path than it is to ascend it. Yet when you sit for a while and take a drink of the by now tepid water that you are carrying, your second wind kicks in. Then you start up the hillside once again, looking forward to scaling the last height in due course. And then comes the moment … not too soon…but after some more hours of effort, but by now the altitude has cooled the heat, the forest is getting less thick and anticipation of success gives you the energy that you need.
Finally you reach the top. And what do you see? You see the land spread out before you as far as the eye can see. You see the glint of the ocean on the horizon. You see blue lakes and irrigation tanks, punctuating the patchwork quilt of innumerable shades of green, each a neat square that grows rice. You see the serpent eagle and his mate floating effortlessly on motionless out-spread wings riding the thermals. You can’t see the minute adjustment of their pinion feathers which guide their direction.
And on one occasion, as I stood watching all this, I looked up at the hillside behind me and I saw a leopard sitting on his haunches and watching me. We looked at each other for a while and then he decided I looked decidedly unappetizing and turned up his nose and walked away. I agreed with him and walked the 14 kilometers to habitation in the tea gardens which straddle this tail end of the Western Ghat mountain range with Madurai on one side and KanyaKumari on the other. 
Why am I telling you this story?
I am telling you this story because as we work towards a great goal you will begin to become restless, irritated and impatient and inclined to take shortcuts and cut corners – all for the excellent reason that you want to see the project up and started as soon as possible. But in this urgency, there will be the tendency to accept compromises. I am writing this to warn you of the biggest danger to success. The C word. Compromise. For to compromise is to die a death without honor.
Those who have the courage to work for a great goal understand that ‘possible’ and ‘impossible’ are terms that define your own standpoint – how you see yourself – they point to who you are – not to the goal at all. Soaring at 30,000 feet is possible for an eagle or for a man with a flying machine. It is not possible or impossible in itself. All it needs is for you to ask, ‘How can I do it?’ Not, ‘Can it be done?’
Differentiation creates brand. Brand creates identity. Identity creates influence. Influence creates followers and loyalty and the opportunity to change society. Without differentiation you are a grain of rice in a sack.
Excellence is an expression of self-respect. So is mediocrity. We strive for excellence not because someone is watching or because we are playing to the gallery but because excellence is about us – how we see ourselves, what we think of ourselves, how we choose to define ourselves.
We define ourselves and the world accepts that definition and treats us accordingly. So think before you define yourself.
Excellence requires sustained heroic effort – often in the face of great discouragement. So only those excel, who revel in the effort. The adrenalin drives them. Paradoxically they are goal focused but take pleasure from the difficulty of reaching that goal. For them the journey is the destination; because the excitement is only in the chase and ends with the catch. Mount Everest is a worthy goal to strive for because its dimensions are measured in height. The same distance on level ground wouldn’t be worth talking about. It is the difficulty which adds value to the goal.
If you think success is difficult, try failure. To accept mediocrity is to accept failure at the start. Mediocrity ensures that your failure is permanent. That drug is called ‘compromise.’ I know that there are more mediocre people in the world than those who achieve excellence. But ask yourself who you would rather be – who would you like to emulate? Who do you choose as your role model? That is why Tipu Sultan said, ‘One day in the life of a tiger is worth more than a hundred years in the life of a jackal.’ Ask yourself which life you would like to live – for in the end, both die.
Compromise is to attitude what cancer is to the body. The body doesn’t fight cancer but accepts it because it doesn’t recognize the threat. It accepts cancer cells until they kill it. Only those who hate mediocrity can excel. Not dislike, not are irritated by it, not anything mild – but those who pathologically hate mediocrity. Those who can’t stomach it at any cost. Those who are repelled by it, find it disgusting, abhorrent and hateful and do anything to get out of it. Compromise, like cancer, destroys from within. But unlike cancer it is infectious.
Excellence takes effort. Few make it. Failure is painful. Nobody likes it. Mediocrity is a narcotic which makes destruction seem acceptable. So people settle for less than what they can be. They get distracted by others and their mediocre efforts – they make excuses as if they can change reality – they imagine that if they can find others who will agree with them, their mediocrity will be acceptable. It will be – to other mediocre people. But to those focused on excellence, who look not at others but at their own potential and beyond it, mediocrity is despicable, no matter what guise it comes in. And to tell you the truth, the mediocre ones also recognize this in the dead of the night, when they are alone with themselves, that their efforts don’t even begin to approach the boundaries of what could have been if only they had not compromised. Failure is not the enemy of excellence. Mediocrity is. Failure is painful and drives effort. Nobody willingly fails or remains in failure. But mediocrity is anesthetized failure. It is fatal because the victim does nothing to counter it because he can’t feel the pain.
I remind myself about a basic principle that I have always followed in my own life – It is better to fail trying to achieve an extraordinary goal, than to settle for a compromise.  Why Extraordinary? Because good enough, never is.
The important thing for us to remember is never to compromise. No matter how frustrating it seems. As I always say, when weighing things in a balance, it is only the last few grains which tip the balance. Until then you don’t see any difference. And that is why in my view there are two fundamental laws:
  1. That the balance will not tip until the last few grains fall it.
  2. That the last few grains will always tip the balance.
 Both laws are equally true.
Remember that if we compromise for anything less than what we dreamed of, then in the evening of our days we too will be forced to look back on our lives and say, “If only we had not sold our dream so cheaply!!”