Corporate model for Islamic Da’awa – Problems & Solutions

All praise and thanks are due only to Allahﷻ alone and peace and salutations on our Master Muhammadﷺ, the last and final messenger of Allahﷻ.

قَدْ كَانَتْ لَكُمْ أُسْوَةٌ حَسَنَةٌ فِي إِبْرَاهِيمَ وَالَّذِينَ مَعَهُ إِذْ قَالُوا لِقَوْمِهِمْ إِنَّا بُرَاء مِنكُمْ وَمِمَّا تَعْبُدُونَ مِن دُونِ اللَّهِ كَفَرْنَا بِكُمْ وَبَدَا بَيْنَنَا وَبَيْنَكُمُ الْعَدَاوَةُ وَالْبَغْضَاء أَبَدًا حَتَّى تُؤْمِنُوا بِاللَّهِ وَحْدَهُ إِلَّا قَوْلَ إِبْرَاهِيمَ لِأَبِيهِ لَأَسْتَغْفِرَنَّ لَكَ وَمَا أَمْلِكُ لَكَ مِنَ اللَّهِ مِن شَيْءٍ رَّبَّنَا عَلَيْكَ تَوَكَّلْنَا وَإِلَيْكَ أَنَبْنَا وَإِلَيْكَ الْمَصِيرُ

Mumtahina 60:4. 4. Indeed there has been an excellent example for you in Ibrahim (Abraham) and those with him, when they said to their people: “Verily, we are free from you and whatever you worship besides Allah, we have rejected you, and there has started between us and you, hostility and hatred for ever, until you believe in Allah Alone,” except the saying of Ibrahim (Abraham) to his father: “Verily, I will ask for forgiveness (from Allah) for you, but I have no power to do anything for you before Allah . Our Rabb! In You (Alone) we put our trust, and to You (Alone) we turn in repentance, and to You (Alone) is (our) final Return.

As you are all aware I live in two incarnations simultaneously – as a corporate consultant and leadership development expert with a global clientele, author of several books on the subject and having trained more than 200,000 managers, administrators, clergy, teachers, scientists, engineers and students worldwide and still counting; and as a Da’aee of Islam. While appreciating and being deeply grateful for all the honor and love that is bestowed upon me by people as a result of the Grace of my Rabb, I don’t accept all the titles that I am normally given when I speak at Islamic gatherings as I don’t consider myself worthy of any of them.

I begin this paper with this introduction to convince you that you must take me seriously. What I am going to say must be seen for what it is – a practitioner speaking. Not someone who has read a few books or someone who is an academic teaching either corporate or theological theory – but as someone who has read more than a few books, has written several books himself and who teaches and has practiced his teachings for more than 27 years and who is consulted by global corporations, business families and entrepreneurs worldwide. So, when I say something it is not merely theory. It is theory in practice.

It is the learning that I acquired by practicing that theory in multiple situations and reflection on it and an understanding emerging from it – in the light of the Qur’an and Sunnah, Seerah and Islamic history – all of which I have also had the privilege to study in my other incarnation. If I tell you about a stream, it is there, and the water is good to drink. But of course, to drink or not is your choice. Of horses and water – if you see what I mean.

There are five principle differences and contradictions between corporate theory and the work of Da’awa of Islam which make it a very unsuitable model to use. I don’t mean using tools of measurement and so on. I mean the whole philosophy of Organization Development that is being used by most modern Da’awa organizations in the West. These are:

  1. Seeing is believing versus Belief in the Unseen
  2. Source of power is wealth versus Source of power is Allahﷻ.
  3. All those in my work are Competitors versus all those in my work are Partners
  4. Inviting towards self; versus inviting towards Allahﷻ
  5. Accumulation of wealth versus Baraka

Allahﷻ said about His Anbiya:

أُوْلَـئِكَ الَّذِينَ هَدَى اللّهُ فَبِهُدَاهُمُ اقْتَدِهْ قُل لاَّ أَسْأَلُكُمْ عَلَيْهِ أَجْرًا إِنْ هُوَ إِلاَّ ذِكْرَى لِلْعَالَمِينَ

An’am 6: 90.   They are those whom Allah had guided. So follow their guidance. Say: “No reward I ask of you for this (the Qur’an). It is only a reminder for the ‘Alamin (worlds).”

Allahﷻ said to His Messengerﷺ about his work:

قُلْ هَـذِهِ سَبِيلِي أَدْعُو إِلَى اللّهِ عَلَى بَصِيرَةٍ أَنَاْ وَمَنِ اتَّبَعَنِي وَسُبْحَانَ اللّهِ وَمَا أَنَاْ مِنَ الْمُشْرِكِينَ

Yusuf 12: 108.       Say (O Muhammad): “This is my way; I invite unto Allah  with sure knowledge, I and whosoever follows me (also must invite others to Allah with sure knowledge). And Glorified and Exalted be Allah (above all that they associate as partners with Him). And I am not of the Mushrikun (polytheists).”

I want to first state some basic premises that I hold to be true.

  1. That the best method of Da’awa is the method of the Anbiya because they were chosen, trained and guided directly by Allahﷻ Himself and so our method can’t possibly be better than theirs, no matter which age we live in.
  2. That Insha’Allah the Niyyah of the people involved in these efforts and organizations is good and they mean well and are trying to do their best.
  3. My purpose is not to criticize but to try to assist them in their work.
  4. Any Da’awa organization that wants my professional advice (Inc.1) can have it for the asking – as those who know me, know already.

Let us examine each of the principles contradictions I listed above and see how it contradicts with the basic Qur’anic principles of Da’awa, the work of the Anbiya of Allahﷻ.

Seeing is believing versus Belief in the Unseen

The basis of this Deen of ours is Imaan bil Ghayb (Belief in the Unperceivable). The basis of corporate theory and indeed all Western secular thought is ‘seeing is believing.’

This is the foundation of our faith and of our difference. Let us remember that almost all current, modern Western thought is secular – the denial of God. And so is seriously hampered and handicapped in understanding reality, i.e. the issues of Imaan bil Ghayb. For them, the Unseen (actually the Unperceivable, not merely ‘unseen’) doesn’t exist, except where they wish to acknowledge its presence as in radio waves, UV radiation and other things which are unseen but which they accept the presence of based on their effects on the environment. However, it is a contradiction which shows up their double standards that they deny their own method when it comes to Allahﷻ. They will not accept the presence of Allahﷻ based on His signs. Neither will they accept that there is a life after death or that there is an accounting for our actions before the One who knows all that we do.

Be that as it may, this is not the subject of our discussion here, but I think it is important to keep this in mind before swallowing all Western thought or philosophy, hook, line and sinker because we are so much in awe of it. Since I am one of those who has not only studied in that system but have written books about it and teach in some of their highest institutions, my eyes, by the Grace of Allahﷻ are open to the dangerous delusions on which their principles are based and I am keenly aware of the fallacy of their methods and of the misery and suffering that their single-minded pursuit of power and wealth has unleashed on the world.

I began with the Ayah from Sura Al-Mumtahina which I believe is an Ayah that lays down the law and draws the lines as far as the methodology of the Anbiya is concerned. I have highlighted the beautiful dua of Ibrahimy where he stands out clearly for Allahﷻ and against Ghairulla and then makes this beautiful dua.

What is Tawakkul?

Tawakkul is the most critical requirement for anyone who intends to do the work of Da’awa because this was the foundation of the work of the Anbiya. Tawakkul begins where all logical expectations, survey results, predictions, prognoses and scenarios end. Tawakkul is the essence of Yaqeen, it is the proof of Imaan and it is the result of a connection with Allahﷻ and can come only as a result of it. It is the thing that Allahﷻ requires us to demonstrate before the doors of His bounty are opened for us.

Let me tell you a story to illustrate what I mean.

The story is of a mountain climber, who wanted to climb the highest mountain. He began his adventure after many years of preparation, but since he wanted the glory just for himself, he decided to climb the mountain alone. He started to climb but it began to get very late, and instead of taking a break and camping, he kept climbing until it got very dark. The night felt heavy in the heights of the mountain, and the man could not see anything. All was black. Zero visibility, and the moon and the stars were covered by the clouds.

As he was climbing, perhaps only a few feet away from the top of the mountain, he suddenly slipped and fell, falling toward s the earth at a great speed. The climber could only see black spots as he went down, and the terrible sensation of being sucked by gravity. He kept falling… and in those moments of terror, there came to his mind all the good and bad episodes of his life. He thought about how close death was getting, when all of a sudden, the rope snagged, and he was brought up with a huge jerk.

So, there he was, hanging from his rope in mid-air. Only the rope was holding him, and in that moment of stillness he had no other choice but to scream: HELP ME GOD!!

All of a sudden, a deep voice coming from the sky answered: ‘What do you want me to do?’

“Save me God!!” he screamed

‘Do you really think I can save you?’

“Of course,” he screamed. “Only You can save me.”

‘Then cut the rope,’ said the voice.

The next morning the rescue team found the climber, frozen to death, his hands holding tightly to the rope; hanging just six feet from the ground.

Tawakkul is to cut the rope.

Allahﷻ mentioned Tawakkul and made it a condition and sign of Imaan. He said:

وَعَلَى اللّهِ فَتَوَكَّلُواْ إِن كُنتُم مُّؤْمِنِينَ

Ma’aida 5:23…. and put your trust in Allah if you are believers indeed

He also said:

وَعلَى اللّهِ فَلْيَتَوَكَّلِ الْمُؤْمِنُونَ

Ibrahim 14:11             And in Allah (Alone) let the believers put their trust.

وَيَرْزُقْهُ مِنْ حَيْثُ لَا يَحْتَسِبُ وَمَن يَتَوَكَّلْ عَلَى اللَّهِ فَهُوَ حَسْبُهُ إِنَّ اللَّهَ بَالِغُ أَمْرِهِ قَدْ جَعَلَ اللَّهُ لِكُلِّ شَيْءٍ قَدْرًا

Talaaq 65:3.    And He will provide him from (sources) he never could imagine. And whosoever puts his trust in Allah, then He will suffice him. Verily, Allah will accomplish his purpose. Indeed Allah has set a measure for all things.

Tawakkul is to take risk; to bet on Allahﷻ and to do it from a position of absolute Yaqeen (faith) and not simply knowledge. The most reliable criterion of Yaqeen is the ability to take risk. To be able to cut the rope. To discard Al-Asbaab-ul-Adna (lower means – resources, worldly means) in favor of Al-Asbaab-ul-A’ala (highest means – Sabr was Salah). Because those are the Asbaab (means) that Allahﷻ told us to seek when faced with difficulty. How much more, when this difficulty is in the cause of His Deen? He said:

يَا أَيُّهَا الَّذِينَ آمَنُواْ اسْتَعِينُواْ بِالصَّبْرِ وَالصَّلاَةِ إِنَّ اللّهَ مَعَ الصَّابِرِينَ

Baqara 2:153. O you who believe! Seek help in patience and As-Salat (the prayer). Truly! Allah is with As-Sabirin (the patient)

He also said:

الَّذِينَ إِذَا ذُكِرَ اللَّهُ وَجِلَتْ قُلُوبُهُمْ وَالصَّابِرِينَ عَلَى مَا أَصَابَهُمْ وَالْمُقِيمِي الصَّلَاةِ وَمِمَّا رَزَقْنَاهُمْ يُنفِقُونَ

Haj 22:35. Whose hearts are filled with fear when Allah is mentioned; who patiently bear whatever may befall them (of calamities); and who establish As-Salat, and who spend (in Allah’s Cause) out of what We have provided them.

Remember when I am talking about taking risk and discarding Al-Asbaab-ul-Adna I am not saying that you have to completely reject all worldly means forever. I mean that for our worldly work to succeed we need the connection with Allahﷻ. It was the order of Allahﷻ which made Musa (AS)’s stick, a snake and an Ayah from Allahﷻ. Musa (AS) then didn’t leave the stick behind. He took it with him but now with a different perspective. Having understood the lesson; that all good and harm can only come from Allahﷻ and that any means in itself is powerless to do anything for us, Musa (AS) picked up his stick and used it as ordered by Allahﷻ.

However, as the Kalima Tayyiba begins with Nafi (denial) of all those who are considered worthy of worship and then goes on to the Isbaath (affirmation) that Allahﷻ alone is worthy of worship; for Tawakkul to happen one first needs to remove all faith and reliance from anything material before one can connect with Allahﷻ. It is like the electrician cleaning the wires and removing all oxidation and other impurities before splicing them onto the power cable because he understands that otherwise the impurities will interfere with the flow of current. So also, all reliance on material things has to be cut off before we can join with Allahﷻ. This is the Sunnah of Allahﷻ with respect to all His Anbiya where He took away all worldly resources before He helped them directly by His power, so that the world would be able to see the power of Allahﷻ clearly in action. Same rule applies to this day. So, have faith.

In the famous words of Barbara Winters: ‘When you come to the end of the light of all that you know and are about to step off into the darkness of the unknown, faith is knowing that one of two things will happen; there will be something firm to stand on, or you will be taught how to fly.’

What powerful words which describe Tawakkul like nothing else. Notice please that she uses the word, ‘knowing’ and not ‘believing’. Knowing is certainty, Yaqeen. Belief can be wrong. But what one knows with certainty is true. Islam is to believe with certainty that which we can’t see.

The picture in my mind whenever I read these words is of a man coming to the edge of the cliff and stepping off to walk on air to the other side, confident in the knowledge that the One helping Him makes the rules. The One who makes the rules is not bound by them. Tawakkul is to understand this experientially in the deepest part of one’s being so that when the man comes to the edge of the abyss, he smiles to himself and walks on, without the slightest hesitation in his stride.

The first thing to ask ourselves therefore is, ‘What is my connection with Allahﷻ?’ ‘Where is my reliance? On Allahﷻ  alone or on the means?’ Reliance on Asbaab is shirk.

Remember O! People there is no stopping the one who Allahﷻ takes forward and there is no going forward for the one who wants to go without the help of Allahﷻ. I know we will never say the latter publicly, but our actions speak louder than words. So, let’s see what we do.

A quick self-test is to see how many times the following words/phrases are mentioned in your internal organizational meetings: Allahﷻ, Tawakkul, Hidaya, Ikhlaas-un-Niyyah, Ridha’a of Allahﷻ, changes in the lives of students, market share, profit, income from conferences, number of students attending courses, brand building, exposure to the environment and people, mention in news, TV, press, competition and what to do to them and all similar stuff. Sit with a pen and paper and count. You’ll know. And remember that we don’t have to convince anyone about this. Allahﷻ knows if we are being truthful or not and our results will show up the truth soon enough.

Source of power is wealth versus Source of power is Allah.

In the corporate world the focus of all effort is revenue. This comes either through the sale of products and services or through voluntary fund-raising efforts. The more money, consumers or customers you have, the more products and services you sell, the more successful you are deemed to be. When that happens, you shout about it from the rooftops, your face appears on the cover of Fortune magazine, you are the guest in famous talk shows on TV and you are the toast of the town. You are highly visible, you are a ‘Brand’. You are the king of the world and the world wants to shake your hand. All of course until the next quarterly results.

In the work of Da’awa however none of these are criteria of success. On the other hand, success is determined by your connection with Allahﷻ, the amount of effort you made and the quality of your humility and repentance. Allahﷻ said about this:

يَا أَيُّهَا الْمُزَّمِّلُ

قُمِ اللَّيْلَ إِلَّا قَلِيلًا

نِصْفَهُ أَوِ انقُصْ مِنْهُ قَلِيلًا

أَوْ زِدْ عَلَيْهِ وَرَتِّلِ الْقُرْآنَ تَرْتِيلًا

إِنَّا سَنُلْقِي عَلَيْكَ قَوْلًا ثَقِيلًا

إِنَّ نَاشِئَةَ اللَّيْلِ هِيَ أَشَدُّ وَطْءًا وَأَقْوَمُ قِيلًا

Muzammil 73:1-6      1. O you wrapped in garments (Prophet Muhammadﷺ)   2. Stand (to pray) all night, except a little. 3. Half of it, or a little less than that, 4. Or a little more; and recite the Qur’an (aloud) in a slow, (pleasant tone and) style. 5. Verily, We shall send down to you a weighty Word. 6. Verily, the rising by night (for Tahajjud prayer) is very hard but most potent and good for governing (the soul), and most suitable for (understanding) the Word (of Allah).

Allahﷻ taught His Messengerﷺ the method of doing Da’awa. He asked him to first build his connection with his Rabb and to stand in Salah in the night and recite the Qur’an and said that the rising in the night for Tahajjud was essential to develop discipline and to understand His Kalaam. One question that we in the work of Da’awa must ask ourselves is, ‘How many of my people (including and starting with myself) pray Tahajjud regularly and weep before Allahﷻ and beg for the success of their work? How many are strict followers of the Shari’ah? How many closely follow the Sunnah?’ Personal piety is a pre-condition of success in the work of Deen. If our people are not regular in Tahajjud (notice I am not even mentioning the Fara’idh because to me those are a given), reading the Qur’an, extreme care about Halaal and Haraam, strict compliance with the Sunnah and spending in the cause of Allahﷻ, then we are doomed to failure.

Let us remember that our Rabb doesn’t need us. We need Him. We are not doing Him a favor by doing Da’awa. He is doing us a favor not only by giving us the Tawfeeq to do Da’awa but also by not holding us accountable for the numbers who come to Islam because of our effort. We need to get recruited for His work. We need to show to His satisfaction that we are deserving of the honor of doing His work. We need to convince Him to use us.

That is the only requirement. Once that happens, Allahﷻ will teach us what to do and will support us. Until that happens, no amount of worldly resources will help. The focus in Islam is on the Unseen (Unpercievable). The source of power is Allahﷻ and not material wealth. Material is to be used, like the shoe on your foot. Not to be placed on your head or held in your hand.

About making effort for the sake of Allahﷻ unmindful of the number of people who respond to those efforts Allahﷻ gave us the example of Nuh (AS). He said:

قَالَ رَبِّ إِنِّي دَعَوْتُ قَوْمِي لَيْلًا وَنَهَارًا

فَلَمْ يَزِدْهُمْ دُعَائِي إِلَّا فِرَارًا

وَإِنِّي كُلَّمَا دَعَوْتُهُمْ لِتَغْفِرَ لَهُمْ جَعَلُوا أَصَابِعَهُمْ فِي آذَانِهِمْ وَاسْتَغْشَوْا ثِيَابَهُمْ وَأَصَرُّوا وَاسْتَكْبَرُوا اسْتِكْبَارًا

ثُمَّ إِنِّي دَعَوْتُهُمْ جِهَارًا

ثُمَّ إِنِّي أَعْلَنتُ لَهُمْ وَأَسْرَرْتُ لَهُمْ إِسْرَارًا

Nooh 71:5. He said: “O my Rabb! Verily, I have called my people night and day (i.e. secretly and openly), 6. “But all my calling added nothing but to (their) flight (from the truth). 7. “And verily! Every time I called unto them that You might forgive them, they thrust their fingers into their ears, covered themselves up with their garments, and persisted (in their refusal), and magnified themselves in pride. 8. “Then verily, I called to them openly (aloud); 9. Then verily, I proclaimed to them in public, and I have appealed to them in private.”

But the result of this was colossal ‘failure’ in our modern terms. He did this for not a few days, months or years but for 9 ½ centuries because of which less than 100 people accepted Islam. May Allahﷻ forgive us but going by our modern standards; he is not the sort of person we would like to invite to our international conferences.

Take the case of our own Master Muhammadﷺ. In 13 years of intensive, full time work, day and night, he managed to get less than 100 followers. Once again…okay I won’t complete my sentence. But you do get the message, I hope.

But what was the status of Nooh with Allahﷻ? Allahﷻ quoted his example for us to follow and told us how many years he did his Da’awa and under what conditions. Let us remember that ultimately it is not how many students came to your class or what kind of feedback you got but whether Allah accepted your work or not, which will count. And that we will know only when we stand before Him.

And that is why Allahﷻ taught us what to do even when we are visibly successful.

إِذَا جَاء نَصْرُ اللَّهِ وَالْفَتْحُ

وَرَأَيْتَ النَّاسَ يَدْخُلُونَ فِي دِينِ اللَّهِ أَفْوَاجًا

فَسَبِّحْ بِحَمْدِ رَبِّكَ وَاسْتَغْفِرْهُ إِنَّهُ كَانَ تَوَّابًا

Nasr 110: 1-3 When comes the Help of Allah (to you, O Muhammad  against your enemies; conquest of Makkah), 2. And you see that the people enter Allah’s religion (Islam) in crowds, 3. So glorify the Praises of your Rabb, and ask for His Forgiveness. Verily, He is the One Who accepts the repentance and forgives.

Ask forgiveness when you are winning? No shouting from the rooftops? No prancing stallions, waving battle standards, blaring trumpets, beating drums. No TV, no public accolades, no prize distribution ceremonies. But sitting in the saddle, head bent so low that the forehead touches the saddle?  Behavior that is anathema to modern corporate R&R (Reward & Recognition). No beating the chest; instead repent, ask forgiveness, praise Allahﷻ and thank Him for His help. Ascribe the success where it belongs – to the Creator, not to the creature.

All those in my work are Competitors versus all those in my work are Partners

Corporate strategy is founded on the principle of ‘grabbing’ market share. Grabbing implies taking something away from others in an act of violence. Competition is defined as anyone in our line of business and all such must be neutralized and if possible, destroyed. So competitive strategy is focused not only on how to win ourselves but also on how to make the competitor lose.

In Islam and the work of Da’awa everyone in the work is a partner. Allahﷻ said:

إِذْ أَرْسَلْنَا إِلَيْهِمُ اثْنَيْنِ فَكَذَّبُوهُمَا فَعَزَّزْنَا بِثَالِثٍ فَقَالُوا إِنَّا إِلَيْكُم مُّرْسَلُونَ

Ya Seen 36:14.            When We sent to them two Messengers, they belied them both, so We reinforced them with a third, and they said: “Verily! We have been sent to you as Messengers.”

 The Messengers didn’t see each other as competitors. They were partners reinforcing one another. Ibrahim (AS) and Lut (AS) were both Anbiya at the same time. Ibrahim (AS) didn’t say, ‘It’s great that Lut is not successful in his work. It is good that there are no subscribers to his Da’awa.’ The Sahaba and Tabiyoon were contemporaries of one another. There is not a single instance where they acted as competitors in the matter of Da’awa.

Today however we see very little difference in the observable behavior of Islamic Da’awa organizations who act like Coke and Pepsi in their attempts to grab market share or at least to sabotage the efforts of their ‘competition’. This is completely against and contrary to the Sunnah of the Anbiya who Allahﷻ ordered us to follow.

I believe the reason lies in the title that is given to this ‘modern’ Da’awa – Commercial Da’awa. I find it very strange that nobody objects to this disgraceful title. Da’awa and commercial? The contrast doesn’t hit anyone? See what Allahﷻ said about the cardinal principle of the work of His Anbiya:

أُوْلَـئِكَ الَّذِينَ هَدَى اللّهُ فَبِهُدَاهُمُ اقْتَدِهْ قُل لاَّ أَسْأَلُكُمْ عَلَيْهِ أَجْرًا إِنْ هُوَ إِلاَّ ذِكْرَى لِلْعَالَمِينَ

An’am 6: 90.   They are those whom Allah had guided. So follow their guidance. Say: “No reward I ask of you for this (the Qur’an). It is only a reminder for the ‘Alamin (worlds).”

يَا قَوْمِ لا أَسْأَلُكُمْ عَلَيْهِ أَجْرًا إِنْ أَجْرِيَ إِلاَّ عَلَى الَّذِي فَطَرَنِي أَفَلاَ تَعْقِلُونَ

Hud 11: 51.    “O my people I ask of you no reward for it (the Message). My reward is only from Him, Who created me. Will you not then understand?

ذَلِكَ الَّذِي يُبَشِّرُ اللَّهُ عِبَادَهُ الَّذِينَ آمَنُوا وَعَمِلُوا الصَّالِحَاتِ قُل لَّا أَسْأَلُكُمْ عَلَيْهِ أَجْرًا إِلَّا الْمَوَدَّةَ فِي الْقُرْبَى وَمَن يَقْتَرِفْ حَسَنَةً نَّزِدْ لَهُ فِيهَا حُسْنًا إِنَّ اللَّهَ غَفُورٌ شَكُورٌ

 Shura 42: 23.   That is (Jannah) whereof Allah gives glad tidings to His slaves who believe and do righteous good deeds. Say (O Muhammad): “No reward do I ask of you for this except to be kind to me for my kinship with you.” And whoever earns a good righteous deed, We shall give him an increase of good in respect thereof. Verily, Allah is Oft-Forgiving, Most ready to appreciate (deeds).

فَإِن تَوَلَّيْتُمْ فَمَا سَأَلْتُكُم مِّنْ أَجْرٍ إِنْ أَجْرِيَ إِلاَّ عَلَى اللّهِ وَأُمِرْتُ أَنْ أَكُونَ مِنَ الْمُسْلِمِينَ

Yunus 10:72.   “But if you turn away [from accepting Allah], then no reward have I asked of you, my reward is only from Allah, and I have been commanded to be one of the Muslims.”

قُلْ مَا سَأَلْتُكُم مِّنْ أَجْرٍ فَهُوَ لَكُمْ إِنْ أَجْرِيَ إِلَّا عَلَى اللَّهِ وَهُوَ عَلَى كُلِّ شَيْءٍ شَهِيدٌ

Saba 34: 47.    Say (O Muhammad): “Whatever wage I might have asked of you is yours. My wage is from Allah only. And He is Witness over all things.”

وَيَا قَوْمِ لا أَسْأَلُكُمْ عَلَيْهِ مَالاً إِنْ أَجْرِيَ إِلاَّ عَلَى اللّهِ وَمَآ أَنَاْ بِطَارِدِ الَّذِينَ آمَنُواْ إِنَّهُم مُّلاَقُو رَبِّهِمْ وَلَـكِنِّيَ أَرَاكُمْ قَوْمًا تَجْهَلُونَ

Hud 11: 29.  “And O my people! I ask of you no wealth for it, my reward is from none but Allah. I am not going to drive away those who have believed. Surely, they are going to meet their Rabb, but I see that you are a people that are ignorant.

The Anbiya came to be obeyed and followed in all aspects of life and even more especially in their own work. Allahﷻ said about this:

أُوْلَـئِكَ الَّذِينَ هَدَى اللّهُ فَبِهُدَاهُمُ اقْتَدِهْ

An’am 6: 90    …They are those whom Allah had guided. So, follow their guidance.

So, whose guidance are we following when we call our work ‘Commercial Da’awa’? Whose guidance are we following when we take money to do the work of Da’awa? I mean especially those who take money to teach or speak at Islamic conferences. We have become like other motivational speakers on the so-called Speakers Circuit (may Allahﷻ forgive us, we even call it that) and charge fees to talk about the Glory of our Rabb. Isn’t this shameful to put it politely? Organizations we work for charge others fees to allow us to speak at their functions. And all of us, who claim to have an Islamic education, fail to see how we are doing this work of Da’awa directly against the basic foundational principle of Da’awa which Allahﷻ mentioned so many times in different ways but with the same meaning:

وَيَا قَوْمِ لا أَسْأَلُكُمْ عَلَيْهِ مَالاً إِنْ أَجْرِيَ إِلاَّ عَلَى اللّهِ

“And O my people! I ask of you no wealth for it, my reward is from none but Allah.

Money brings with it greed. And believe it or not, we are not protected from Shaytaan and so we compete like people selling Coke and Pepsi and use their language.

Thus, is the work of the Anbiya reduced to a commercial activity to be judged by the same standards that the sellers of bottled toilet cleaners use to judge themselves.

What lessons do we learn from the Seerah about the behavior of Rasoolullahﷺ even with his real enemies? Who do we seek reward from when we work for high salaries, prevent those who can’t pay our fee into our classes, will not speak unless there are 10,000 people in the audience and act like prima donnas? Is this the way to do the work of Anbiya? Then please find me one example of a Nabi who charged a fee to talk about the greatness of Allahﷻ.

The corporate world judges people by the salary they make. They reduce human talent and wisdom to a priced commodity based not on its efficacy or value but on how popular that person is with the public. We do the same and forget that with Allahﷻ popularity with the public is not a criterion at all. Salaries don’t buy dedication – something that our ‘commercial Da’awa’ organizations know too well. Dedication comes from being conscious of the value and majesty of this work and feeling blessed to be in it. A great example of modern times in the so-called Jamat Tabligh (I say, so-called because that is not their name for themselves), which has no paid positions at all, globally. It does no public fund raising at all. The people of Tabligh never ask for money. They only ask you to go out with them in their Jamat tours to invite others towards Islam. You can’t officially donate money to the Jamat. It has no website, no Facebook page, no Twitter, no nothing. Yet it is by far the largest and most powerful Da’awa organization in the world with members not in thousands but millions in every country on earth. It is not my purpose to go into the details of how this is possible to do but only to quote an example that is before us all to see. Maybe it has something to do with the number of them who stand in Tahajjud every day and cry for the Hidaya of the world.

‘What about Fund Raising?’ you ask. After all fund raising has become a major activity in itself with more and more innovative ways being invented to delve into the reluctant pocket. People are quick to quote from the Seerah the incident of Rasoolullahﷺ  raising money for Tabuk. Before I say something about that let me hasten to warn those who take examples from the Seerah to be very careful not to cherry-pick and then mould incidents from the Seerah to support their own activity. Rather to convert their activity to conform to the Seerah. The Seerah is for us to follow, not to use at will to justify ourselves and our actions. Cherry picking from the Seerah is dangerous because Allahﷻ told us to follow it entirely, not to cherry-pick as we wish. Tabuk is not a good example simply because Rasoolullahﷺ  was not raising funds to pay salaries of any organization. Nor was he raising funds to do social work, no matter how noble. He was raising funds for jihad, plain and simple.

However, Tabuk fund raising is a very good example to illustrate something that I have never heard anyone talk about – the basic principle of fund raising in Islam.

About fund raising of Tabuk the incident that is narrated most often is about the generosity of Abu Bakr Siddique (RA). What nobody mentions is the situation of Rasoolullahﷺ himself. What was the situation of Rasoolullahﷺ’s household when he stood up to ask for funds? Did he have wealth and sustenance stocked for his family? Or was he in the same state as Abu Bakr Siddique (RA)? The basic principle of fund raising in Islam is that the fund raiser first invests his entire wealth in the work of Allahﷻ’s Deen and only then asks for others to contribute. After all it makes sense to take advantage of all the good things that you remind others about when it comes to investing for the cause of Allahﷻ, if you truly believe what you say. My brothers and sisters, let me remind you that Allahﷻ’s Jannah is not cheap. Neither is the company of Anbiya on the Day of Judgment. It requires investment in this life. Which means that you will have to make a choice, scale down your lifestyles, contribute your own funds and work voluntarily. Allahﷻ will put Baraka in your lives and fill them with peace and tranquility which all the money in the world can’t buy. But you must do it yourself.

So how to raise funds? First remind yourself that the essence of Tawakkul is to know that the One who makes the rules is not bound by them.

Go to the fund raising and look at the people and say, ‘La ilaha ill-Allah’ there’s nobody who fulfils our needs but Allahﷻ. These people can’t even take a breath on their own. What can they do to help me? La hawla wala quwwata illa billa. Then make dua – ‘O Allahﷻ use them if you wish or give me directly because you don’t need to use anyone. And if you give directly I will sing your praises from the rooftops.’

Then first make the biggest contribution yourself before you ask anyone. Allahﷻ wants to see how much you believe in what you plan to say about the value of giving for His sake. If you believe in it, then prove it by giving first. Then offer them the opportunity – never ask, never beg, don’t lower your prestige because you are asking for Allahﷻ’s work. Offer them the opportunity for their own benefit. And leave it to Him to do what He wills. It is His work, and He promised to help those who help His cause. So, don’t lose any sleep.

يَا أَيُّهَا الَّذِينَ آمَنُوا إِن تَنصُرُوا اللَّهَ يَنصُرْكُمْ وَيُثَبِّتْ أَقْدَامَكُمْ

Muhammad 47:7.       O you who believe! If you help (in the cause of) Allah, He will help you, and make your foothold firm.

Believe in His promise because His promise is always true. Just check to see if it is indeed His work that you are doing. This is important. Not everything we call His work is actually His work. So, don’t be wedded to your own bright idea. Seek for answers in the Book of Allahﷻ and the Sunnah of His Messengerﷺ because there is no better guidance. Do only what pleases Allahﷻ, not what is most popular or has the greatest demands. People’s fads and likes and dislikes have no meaning before Allahﷻ. Do what is pleasing to Allahﷻ and He will help you. Shut down all the rest because Allahﷻ will not help you in those activities.

Inviting towards self; versus inviting towards Allah

In the corporate world inviting towards yourself is a given. Inviting towards yourself is the basis of differentiation. It is the philosophy of branding. You don’t ask people to clean their teeth; you tell them to buy Colgate. You don’t ask people to use air travel; you tell them to fly Emirates.

Allahﷻ on the other hand said to His Messengerﷺ :

قُلْ هَـذِهِ سَبِيلِي أَدْعُو إِلَى اللّهِ عَلَى بَصِيرَةٍ أَنَاْ وَمَنِ اتَّبَعَنِي وَسُبْحَانَ اللّهِ وَمَا أَنَاْ مِنَ الْمُشْرِكِينَ

Yusuf 12: 108.     Say (O Muhammad): “This is my way; I invite unto Allah  with sure knowledge, I and whosoever follows me (also must invite others to Allah with sure knowledge). And Glorified and Exalted be Allah (above all that they associate as partners with Him). And I am not of the Mushrikun (polytheists).”

We on the other hand invite towards our organizations in opposition to others doing the same work. When did you ever hear of ABC sending people to DEF’s courses because the DEF course is at a more convenient time or the teacher is a better teacher than the ABC teacher? When did you ever hear of ABC and DEF collaborating about what to teach, how to teach it and where to teach it? On the other hand, we hear story after story of ABC going into a country that DEF is already in and all the turf wars resulting from that. So, who are we inviting towards? And is our work the same as what Allahﷻ mentioned in the Ayah above?

The other attendant problem which is a very major matter is that about Ikhlaas-un-Niyyah. When we invite towards ourselves and our organization, what is our Niyyah? To please Allahﷻ? How can that be when Allahﷻ Himself told His Messengerﷺ to describe himself as someone who invites towards Allahﷻ. No Nabi ever invited towards himself. They all invited towards Allahﷻ. We on the other hand, caught up in our corporate philosophy are hopelessly embroiled in brand building. In the process we are dividing the Ummah.

We use key individuals and build them into brands not concerned even about what will happen to that individual based brand when that individual departs to meet His Rabb. We don’t even think of how strongly this contradicts what the Anbiya did. We use every opportunity to gain publicity, exposure, visibility and to put our brand out there in people’s faces for them to see and notice and speak well of us. There is not a flood, disaster or calamity, no widow to be supported, no orphan to be sheltered, no hungry mouth to be fed, but that it must be done only with the backdrop of our banner and logo. May Allahﷻ help us all, what do we think this does to our Niyyah? What is the Ikhlaas of our Niyyah?

I dread standing before Allahﷻ and seeing my book of deeds clean like a freshly wiped slate because all that I did was to build my brand and not for the pleasure of Allahﷻ.

We use our international conferences as major fund raising and brand building exercises all geared to take away someone else’s market share. Who is that someone else? Another organization working to spread Islam. Who is the ‘market’? Muslims. So, taking it away from him means what? Our conferences are reminiscent of major rock music events. Strobe lights, gyrating cameras on gantries, sounds almost bordering on music, markets with people milling around all over (how come nobody talks about the need to segregate in these bazaars?). 15-minute speeches by a galaxy of stars whose only claim to fame is the number of people who will come to watch them perform. And believe me, it is a performance. To give the poor speakers their due, what else can you do in 15 minutes? And the final criterion of success of the conference is, ‘What was the collection?’ Box office. No less. If you don’t believe me, sit and quietly listen to what people say in your internal conference meetings.

Accumulation of wealth versus Baraka

The basic principle of finance is ‘more is more and less is less’. The basic principle of Baraka in Islam is ‘less is more’.  We lose sleep over the fact that we don’t have enough physical, visible resources when we should remember that we are the people of the Ghayb about whose RizqAllahﷻ said:

وَفِي السَّمَاء رِزْقُكُمْ وَمَا تُوعَدُونَ

فَوَرَبِّ السَّمَاء وَالْأَرْضِ إِنَّهُ لَحَقٌّ مِّثْلَ مَا أَنَّكُمْ تَنطِقُونَ

 Dhariyaat 51: 22-23 And in the heaven is your provision, and that which you are promised. 23. Then, by the Rabb of the heaven and the earth, it is the truth (i.e. what has been promised to you), just as it is the truth that you can speak.

Allahﷻ taught this lesson of not relying on resources but relying on Him alone for the work of Deen to the Sahaba. When the Sahaba tended to veer off-track and rely on material strength, Allahﷻimmediately corrected them.

لَقَدْ نَصَرَكُمُ اللّهُ فِي مَوَاطِنَ كَثِيرَةٍ وَيَوْمَ حُنَيْنٍ إِذْ أَعْجَبَتْكُمْ كَثْرَتُكُمْ فَلَمْ تُغْنِ عَنكُمْ شَيْئًا وَضَاقَتْ عَلَيْكُمُ الأَرْضُ بِمَا رَحُبَتْ ثُمَّ وَلَّيْتُم مُّدْبِرِينَ

ثُمَّ أَنَزلَ اللّهُ سَكِينَتَهُ عَلَى رَسُولِهِ وَعَلَى الْمُؤْمِنِينَ وَأَنزَلَ جُنُودًا لَّمْ تَرَوْهَا وَعذَّبَ الَّذِينَ كَفَرُواْ وَذَلِكَ جَزَاء الْكَافِرِينَ

ثُمَّ يَتُوبُ اللّهُ مِن بَعْدِ ذَلِكَ عَلَى مَن يَشَاء وَاللّهُ غَفُورٌ رَّحِيمٌ

 Tawba 9: 25. Truly Allah has given you victory on many battle fields, and on the Day of Hunain (battle) when you rejoiced at your great number, but it availed you nothing and the earth, vast as it is, was straitened for you, then you turned back in flight. 26. Then Allah did send down His Sakinah (calmness, tranquility and reassurance, etc.) on the Messenger (Muhammad), and on the believers, and sent down forces (angels) which you saw not and punished the disbelievers. Such is the recompense of disbelievers. 27. Then after that Allah will accept the repentance of whom He will. And Allah is Oft-Forgiving, Most Merciful.

Allahﷻconverted their victory into a rout and then when the core group of Sahaba rallied around Rasoolullahﷺ, responding to his call, Allahﷻsent down the angels to help them and re-converted defeat into victory. And then Allahﷻrevealed the Ayaat which spelled out clearly what had happened and why so that the lesson would be learnt well. The Sahaba learnt that lesson very well.

In the battle of Mo’ata Abu Hurayrahy who became Muslim during Khaybar was in the army. He said, ‘I attended the battle of Mo’ata. When they came close we saw what nobody can face, weapons, preparation, silk, brocade, gold and my eyes became dazzled (bariqa basari).’ This showed on his face and Thabit bin Arqamy who was next to him saw it. This was an experienced and senior Muslim handing down his experience to his junior. He said to Abu Hurayrahy, ‘It seems you are seeing a huge force.’ Abu Hurayrahy said, ‘Yes, just look at them.’ Thabit bin Arqamy smiled and said, ‘You were not with us in Badr. We are not given victory because of our numbers.’

Allahﷻsaid:

فَلَمْ تَقْتُلُوهُمْ وَلَـكِنَّ اللّهَ قَتَلَهُمْ وَمَا رَمَيْتَ إِذْ رَمَيْتَ وَلَـكِنَّ اللّهَ رَمَى وَلِيُبْلِيَ الْمُؤْمِنِينَ مِنْهُ بَلاء حَسَناً إِنَّ اللّهَ سَمِيعٌ عَلِيمٌ

Anfal 8:17.      You killed them not, but Allah killed them. And you (Muhammad) threw not when you did throw but Allah threw, that He might test the believers by a fair trial from Him. Verily, Allah is All-Hearer, All-Knower.

That is the power of being accepted by Allahﷻbecause only then will one be guided, protected and supported with forces not visible to the eyes. Victory for Muslims comes from Allahﷻon the basis of their piety and defies all laws of strategy and tactics. We are people who were sent to take from the treasures of Allahﷻ and give to the world. This was our true brand. Our real differentiation. We were the givers to the world and the world loves those who give. But then we forgot how to take from the treasures of Allahﷻ and started chasing the world instead of giving to it. So, we lost our prominence, our nobility and our grandeur. We became like anyone else and the world started to hate us because they saw us as competitors for worldly goods.

Going forward

As I write this I am aware that one must also provide solutions if possible. Many organizations are immersed in the corporate model and have also found their ‘niche’ in the ‘market’. Now what do they do?

First of all, I suggest that you read what I have written and see how much of it applies to you. After all you only need to correct what needs to be corrected. So, if you are already working according to the way of the Anbiya then all power to you.

If not, then what must be changed, must be changed no matter how painful, because the alternative of finding out that you were wrong on the Day of Judgment will be far more painful. Imagine that we discover that all our work was worthless because we looked for worldly gain and fame and approval of people and popularity and so it is said to us, ‘What you wanted was given to you. Today there is nothing for you here.’ May Allahﷻ protect us from such a fate.

As for salaries and the usual argument, ‘Abu Bakr (RA) also took a salary,’ let me clarify. Abu Bakr (RA) was forced to accept a salary and then he took the bare minimum that he needed to support his family. Then before he died, he gave a piece of land that he owned to the Baithul Maal in return for his salary for two years of his Khilaafa. Sayyidina Omar ibn Al Khattab (RA) wept and said to Ayesha (RA), ‘Your father set a very high standard for all those who come after him.’ Let those who take his name remember the whole story and not quote only a part to justify the corporate salaries that they take home. Anbiya took nothing.

So, I say, take what you must from the Islamic organization. But only what is essential to your basic needs. Nothing more. Seek the Fadhl of Allahﷻ elsewhere and Insha’Allah he will give it to you. There are many modern examples of people doing that. It is not my purpose to list them here but those who are interested may write to me and I will tell you about them. But never take from the people. Islam is not a business. Keep Islam free because Allahﷻ and His Messengerﷺ didn’t charge you for it.

As for being in a ‘niche’ – the basic principle that I am speaking about is to examine what that niche is. If it is something that is in keeping with the Sunnah and the work of Anbiya and you are doing it in that way, then go ahead. If not, change. Close it down. Stop doing it. Remember that only the work of Da’awa that is done according to the way of the Anbiya is sure to be rewarded. By all means use technology to the fullest extent. When I am warning you against the corporate model, I don’t mean the tools of corporate functioning. I don’t mean reporting channels, technology, tools of working more efficiently, quality systems and so on. I mean the philosophy of corporate growth, significance, measurement of success, competing in the market place, the whole concept of market itself and gaining prominence. Those must be discarded. It is not about the nuts and bolts of managing. It is about the principles of leadership. Believe me, there is a difference. A vast difference. The difference between Jannah and the other place.

It is clear (and certainly logically as well) that before we can expect to do the work of Allahﷻ, we must first become accepted by Him. We must get the job first, to be able to do the job. So, we must apply, beg, plead, show our ability, sincerity and willingness so that Allahﷻ accepts us for that most significant and honorable of jobs – the job of the best people on earth – the Anbiya of Allahﷻ. Only when we are accepted, can we expect to get the powers, authority, resources, forces, knowledge and the understanding to carry out the work satisfactorily.

Allahﷻ will help all those who He accepts for the work of His Deen as He helped the Anbiya. But that is provided we first prove ourselves worthy of His attention and the work of His Deen.

Please remember that Allahﷻ made the rules of Da’awa and His Anbiya followed them. So, success will come to only those who follow the Anbiya.

For the rest; well it is between you and your Rabb. I ask Allahﷻ to forgive me and you.

 

Entrepreneur’s Tools for Success

Entrepreneur’s Tools for Success

‘In every one of us there are two ruling and directing principles, whose guidance we follow, wherever they may lead; the one being an innate desire of pleasure; the other, an acquired judgment which aspires after excellence.’
~ Socrates, in Plato’s Phaedrus
First question of course is to ask if I am qualified to write about this issue. Let me tell you how I started and let you decide if you want to read beyond that account.
I have been an entrepreneur, formally (in the sense of owning my own business) since 1994. I started business however while I was still in a regular full-time job (in 1983), with the full knowledge and blessing of my employer and paid for it by working on my business during my vacation and unpaid leave. 
I worked at learning and building a management consulting business for 12 years. I invested every available paisa (cent) on books and train fares (3rd class – a bare wooden plank for a seat) and every available day of vacation leave, interning with one trainer or another. I did not take a single day off in 12 years. Then in 1994 I started my own company (Yawar Baig & Associates www.yawarbaig.com ) in Bangalore with all of Rs. 3000 ($ 60) in my pocket and a dream in my heart, of becoming an internationally recognized leadership trainer with a global business. That in my view is typical of being an entrepreneur – to dream of things that never were and ask, “Why not?” This is 2013, 13 years after my first international assignment. Today I have a business with clients on three continents.
It is this innate aspiration for excellence that I believe is at the root of all successful entrepreneurial activity. It is the desire to differentiate. To be different in a positive way. To stand out from the crowd; not to blend in with it. To express your identity in a unique way such that it is recognized and honored. That is the meaning of ‘Branding’. Without that you are a grain of rice in a sack. Excellence is to take responsibility not only for your own well-being but that of others. To lead others on the road which will not only help you to make your dream come true but to weave the dreams of others into the fabric so intrinsically that when they look out on the achievement of your vision, they will also see their own visions becoming reality. To leave behind a legacy by which you are remembered with affection and your passing regretted. Entrepreneurship is to always act with this consciousness about the long-term effects of our actions. To be willing to give an account, because we know that we will be held accountable.
Entrepreneurship is all about spirit. It is recognizing that you did not come into this world either randomly by accident or by your own choice. Your parents did not choose for you to be born. I believe that we were sent and we were sent with a purpose. When we discover that purpose we enter a state of grace. A fish out of water is the most clumsy, awkward creature in the world. It can’t move, it flops desperately, it gasps for breath. But the same fish when you put it back into the lake disappears like a flash – the epitome of grace, speed and beauty. When we are in our appointed task we are like a fish in the water. The world conspires to help us to succeed. But first we must recognize our purpose and then we need to consciously accept it. That is the scary part. But that is the threshold that must be crossed to demonstrate that we are in and not out. Without crossing the threshold of owning responsibility for our own lives, we can’t expect anything to happen.
We are never compelled to make one choice or another. But the doors that open, the vista that unfolds before our eyes and the road that beckons ahead all depend on the choice that we make. Behind each door is a different destiny. We get to choose which one we want to open and walk through into the world that it opens for us. 
Choices are not always easy. As a matter of fact, all the important ones are difficult. The most difficult thing is to choose between two apparently good alternatives. But the choice must be made. Everything else depends on that. We complain about difficulty. We forget that difficulties come to test us so that the prize can be given once we surmount the difficulty. Success goes to those who can overcome difficulties. Each difficulty resets the bar and creates a new definition of excellence without which we would have been lulled into a false sense of security which hides fatal flaws. Only winners get medals, remember? Those who fail are relegated to the garbage pile of the detritus of history. 

It is from this background that I have tried to conceptualize and share with you, what I like to call my tools to success. They are:

1.     Prayer
I discovered the power of prayer. Of asking the One who has the power for His help. Prayer gave me (and continues to do so) a chance to have a private conversation and to ask Allah for what I needed. He knows what that is better than I do, but being able to ask and knowing that He listens and helps gives me the strength that I need. There is an enormous sense of peace in standing in the night in prayer after having done all that is in one’s power, asking for those decisions to be sent down without which all one’s effort will bear no fruit. I am aware of the same sense of communion that the farmer feels when he has tilled the land, made the furrows, spread the fertilizer, sowed the seeds and then looks towards the heavens and raises his hands asking for rain, without which all his effort will be in vain. Yet when he raises his hands, there is no fear in his heart, only hope. And there is a smile on his face. For he is looking for the clouds to come once again, bearing rain as they have done again and again in his life. So also, as I stand, I remember all the times that I have been guided, gently away from what I wanted, to what was good for me though I had not realized it at that time. I was aware that Allah knows, He cares and He has the power to do what it takes. I am content in the fact that I have done my part and made all the effort that I could. Now I stand to ask for His help, confident that He will do what is good for me, even if it means that in a given situation I will not get what I want. My life’s experience shows me that every time that happened I was given something better. Prayer gives me strength in the dark silence of the night which otherwise is the home of fear and confusion.
2.    Discipline and Routine
Anxiety creates disorder and disorder enhances fear. A vicious circle that debilitates energy and invites despair. So, the first thing to ensure is that you have a routine and to stick to it with dogged discipline. I had (and continue to have) fixed times to wake up, sleep, eat and for all major activities including reading, writing and the gym. A timetable creates order and predictability in a life that for the new entrepreneur, is suddenly devoid of the usual office routine. Working from home can create lack of discipline that masquerades as freedom. This is very dangerous. I used to dress for work, even though I was going into the next room to do it. Structure is the most powerful aid to fight anxiety.
3.    Physical Fitness
Adrenalin is the best natural energizer. And you get a lot of it on the treadmill provided you sweat enough. The gym is an absolutely fixed part of my day. I would go to the gym at mid-day because I was relatively free then. But on the days when I was teaching, I would go to the gym after work, which sometimes meant at 10 in the night. Nowadays, I spend an hour walking briskly and alone in the KBR Park in Hyderabad, which is a national forest.  One thing for sure; I do not go to bed unless I had my daily adrenaline fix. Exercise is both a physical and psychological booster and I benefited hugely. Another thing, at least in my case, I think better when I am walking. So, when I have some complex problem to work on, I go for a walk. By the time I have walked a few miles, I would have worked it out and it becomes clear. Whatever be the physiological reasons for this, I know it works for me. Try it out. Walking out in the open in a forest, if you can manage it, is the best for the fresh oxygen you get and for the lovely variety of flowers, birds, insects and trees you get to see. Gym in comparison is boring, so I prefer the forest.

4.    Financial Discipline
The best thing about being poor is that you learn to prioritize. Prioritizing is not always painless. Sometimes it is very painful when you must choose against something you really would have loved to have. But you learn to choose based on what is important and what gives a return. You also learn to be very careful with what you have and to see how you can make your rupee/dollar do the most it can in more than one way. Waste becomes a synonym for death and re-cycling the norm. You learn to depend on other things than the brand of shirt or watch you wear as indicators of your status or worth. You learn to make all your resources count – sometimes several times before they are used up. You learn the importance of planning and information because it helps you to save. The mountain men of the American frontier were crack shots with the long rifle because they were very poor and had to learn how to make every bullet count. They simply could not afford a wasted shot. For my wife and I, when we lived in Bangalore from 1994-97, there were some months in the first year when I did not know if we would have enough money to pay the rent. But the Grace of God ensured that we never defaulted. My wife is a phenomenal manager of home finances and I have always had the good sense to stay out of it. Tight financial control, prioritizing and planning are all learnings; the benefits of hard times.
5.    Self Development
This is a very tough one but in my view, it is the single most powerful differentiator – what do you invest in your own professional development? Talking of investing in learning without any guarantee that it will ever yield a return, when there isn’t enough money to put food on the table, sounds ridiculous. That is the reason many people subscribe to this thought in principle but do nothing about it in practice. That is a very expensive bargain. I would identify a training course that I wanted to take and then save up for it month by month. Then I would take the time off (which for the entrepreneur has a cost value) to take the course. I set myself a target that I would do at least one course every year, preferably a certification course. After some years, I ran out of certifications that I wanted to take but the annual course routine continues. The benefit of all this was that this strategy gave me a clear edge over my competitors which I never lost. My clients got used to seeing my resume change every year with additional certifications, papers, articles, books. Not that they necessarily gave me business in the new areas but the thought that they were hiring someone who was focused on his own development was a big differentiator in my favor when they were comparing consultants.
Another thing which I did in this line of self development was to write and publish. Every year on an average I write more than 15 papers, 40-50 articles and every two years I publish a book. Writing is the single most powerful tool to develop thinking ability, which in my line is the soul of business. The ability to think clearly and strategically is always helpful no matter what business you are in, yet it is something that most people only do accidentally. Writing helps to structure thought, it forces you to express it in the clearest way and it helps you to put yourself in your reader’s mind. Writing also gives you credibility like nothing else. We have a respect for the written word and those who write and if you can write well (anyone can write well if they try) then you will find that you add value to yourself as well as to your image while clarifying issues in your own mind. Writing also gives you exposure in the best possible way and your name becomes known widely. Writing gives you both visibility and credibility; a big advantage. These are my tools. I hope they will help you as they helped me. If they do, pass them on.
6.    People
Lastly but by no means the least important is the skill of dealing with people. No matter how talented, powerful, resourceful, energetic, knowledgeable, sexy or beautiful you may be, you can’t and will never succeed without help. Help from people who see the fulfilment of their dreams in helping you. That in one line is your task as an entrepreneur or leader. How can you make them dream your dream as their own? It is not about explaining. But about helping them to link with your heart and see themselves in your dream. Only then will they own it, work for it, invest in it and help you to succeed. This is what every great leader in history did. As Nelson Mandela said, “Speak to their hearts, not to their minds.” As I say, “Show them what’s in it for them.”
Many entrepreneurs, especially technology experts believe that their technology supercedes everything. Nothing could be further from the truth. 

In the end, the success of technology depends on the success with which it is marketed. Stories abound about good technologies that never saw the light of day because their promoters didn’t have the people skills to take them to market. Entrepreneurs need people skills like fish need water. They need the skill to relate to different constituents of their environment in different ways. The way to relate to venture capitalists is not the same, as the way to relate to the techy team that is working on the project. The way to relate to your own business partners is not the same, as the way to relate to customers, especially for a product or service which is still untried. But all these are necessary and necessary simultaneously. Too often entrepreneurs forget this and think that their technical knowledge will see them through. It won’t. This is not to decry or discount the importance of technical knowledge and skill. But it is like imagining that to win the Indy 500 all you need is a fast car and driving skill doesn’t matter. You need a fast car alright. No amount of driving skill will enable a Maruti to beat a Ferrari. But without driving skill, you will never beat your competitor’s Ferrari because he is not driving a Maruti.

There are four main skills the entrepreneur needs to learn. Inspiration or motivation, presentation or communication, networking and conflict resolution. It is not in the scope of this article to go into them in detail. But in all of them there is an underlying theme which is to enable the other to see what is in it for them. All these skills need a high degree of engagement with others, be it the people who work for you, customers, potential funders, government officials (often the most difficult and non-productive engagement but must be done) and your own family and social circle. The fine line to walk is to help them to help you. To show them how working with you and for you will help them to achieve their own goals. This means that you must have a very good knowledge of what motivates them, what their issues are and have a genuine desire to help them. I say genuine because acting can’t be sustained. This is most visible in networking which many people believe is a way to use other people. It isn’t. It is an opportunity to build genuine bridges of mutual benefit which work for both parties. Only these last. The best networking people I know are genuinely helpful and look for opportunities to help others who they don’t need and in many cases, will never need. But their work gets noticed and gratitude is contagious. So, when they need someone, people come out of the woodwork for them. There is no substitute for sincerity and sincerity wins hearts.
One final word:I want to underline the importance of conceptualization. The reality of life is that raw experience teaches us nothing. What we do with it, is what matters. What we don’t conceptualize we don’t learn. Just being alive is not a condition for the acquisition of wisdom. It is how we live, what we do with what life presents to us, how we change ourselves and how we teach; these are what make us wise. But to do anything at all with raw experience we must take time out and go off into a quiet place physically and in our minds and reflect on what happened.

We need to do that reflection objectively even mercilessly and ask the question, ‘So what did I learn?’ Sometimes the learning may be painful but it is the only way to avoid further pain. It is the only way to make amends and control any damage that our action or the lack of it may have caused. Sometimes in the process of conceptualizing one needs outside help; an objective listener who can give feedback and help to draw the lessons that we need to learn. It is only such learning which is useful and which can be related onward to others. But for all this we need to allocate time and as I said, develop the ability to go off into the quiet place in our mind. I have always been very conscious of the need for this and build this ‘time-out’ into my annual routine. I consider it an investment in myself and benefit from it hugely so I take it very seriously and don’t grudge the cost that is often involved.

Now hold on a minute; reflection time does not always have to mean climbing mountains or secluding yourself in a log cabin in the middle of nowhere. It can be done very adequately and at no cost on your daily commute, provided of course that you are not enslaved to your phone or iPod or whatever. Whatever else you do, you need to eliminate noise and invite silence if you want to achieve anything in this line.

I am one of the most ‘connected’ people in the world and have always been keenly aware of the edge that connectivity gives you. Yet when I am away on these retreats, I shut down totally except for emergencies. I’ve worked very hard to be in touch with myself and to listen to my inner voice; to be at peace with myself without the need for some noise or the other constantly intruding into my mind. This ‘stillness’ is not to be confused with lethargy or boredom.

This is the stillness of the hunting leopard which is crouched in the grass just before the final assault. She appears to be carved in stone. Not a muscle twitches; you can’t even see the rise and fall of her chest as she breathes. Her every sinew is taut to its maximum torque, waiting to be released in the explosion of speed that will catapult her onto her prey before it can properly register what’s happening. She is totally still, totally focused, totally aware of everything around her and everything inside her. This is the moment of highest awareness that one can get, the moment before the leap. That is stillness.

One of the reasons why many people today can’t get past first base when it comes to conceptualizing is because they are unable to focus onto something long enough. It is supposed to be a characteristic of the present generation, ‘The Millennials’. I say, ‘Most welcome’, because it will be so easy to compete against people who can only give partial attention to anything. But for the world that is dangerous as it is distracting. Imagine being led into the new world by people who are only partially tuned in. I think people today are afraid to think and reflect and therefore seek refuge in endless activity. Without depth or breath of knowledge how can anything of value emerge? Strangely even the protests that we see today have no depth, no ideological underpinnings. They are like adolescents throwing tantrums because someone did not give them their toy. That is why they are easily satisfied with the immediate, even when it is abundantly clear that it is coming at the expense of their own future.

Most young people read nothing or very little, other than their course syllabus. Almost nobody reads the classics. Almost nobody reads, writes or quotes poetry. Conversation is a badly linked chain of monosyllabic grunts, words which say something but are supposed to mean the opposite (very bad means very good, believe it or not) and an endless repetition of non-words to describe every conceivable situation and experience. Words reflect thought and depth of intellect. But for this generation a vocabulary of 50 words seems to do very well, thank you very much. It is as if all the enormous effort of human thought and civilization has been suspended in limbo perhaps to be read by those who come to pick up the pieces and then wonder how people who knew so much could have done this to themselves. Nothing that I know which is worth achieving can be achieved with partial attention. Excellence demands total attention and focus.

It is impossible to think seriously and consider things in a structured framework seeking beneficial conclusions, if you have some noise-making instrument plugged into your ear all the time. This is the downside of technology today which is the trap that some of us fall into and are unable to control. So, our minds are taken over by the disc jockey, talk show host, news reader, social media updates and alerts, propaganda artist or advertiser to be molded at will and steered into channels of their choice, to think the thoughts they want us to think and come to the conclusions they want us to come to, irrespective of whether or not such conclusions benefit or harm us.

As I mentioned, I think best in the open, in the middle of nature and when I am engaged in some physical activity, so I go trekking or to a wildlife sanctuary or mountain climbing where I spend part of the day in the activity and the rest in reflecting on my life, sitting beside a free standing, solar powered, self-propagating, shade giving, oxygen generator which we so easily chop down to make still more toilet paper. If you still did not recognize the description, try the word, ‘Tree’. In the nights, I read books that I take with me after careful consideration. I have always read two or three books simultaneously and enjoy holding their various themes in my head simultaneously. The mind, like the body, improves with exercise and considering different concepts, sometimes divergent ones is an excellent way to challenge yourself. Reading has always been and continues to be a significant and hugely beneficial activity in my life on which I spend substantial time, energy and money.

This reflection is not a random activity leading to sleep. It is a structured pre-planned activity that I do as follows. Before I go off on these retreats, I ask myself some questions:

1.      In the last period (since the last retreat) what were my best & worst experiences?
2.     What are the lessons that I am hoping to learn from them?
3.     What are the most difficult potential blocks to this learning that I can foresee?

Then when I have finished my climb to the top of the hill, I pour myself a hot cup of tea and reflect on each incident/situation and jot down my thoughts as they occur. Once the thoughts have dried up I then read what I wrote and analyze to see what I can learn. All this needs discipline and practice but can be easily learnt and is a huge benefit. Especially to top it all is the fact that sitting on a hilltop watching the sun setting on the horizon, with a forest and all its sounds at your feet is just about the most enjoyable way that I know, of spending an afternoon.
Anesthetized anarchy

Anesthetized anarchy

We, in India, are living in a state of anesthetized anarchy.
We seem to have lost it in more ways than one. In the days of the sabretooth tiger mankind needed to be totally in touch with reality if it wished to avoid being the tiger’s next meal. Since we made the STT extinct we seem to believe that being in touch with reality is not required or at least, is optional. The fact is, that it is neither optional nor unnecessary. It is as critical as it was then, with the only difference that the one who eats you now has changed; not that you will not be on the menu.
As I read what members of the present Bhakti movement are writing with respect to present conditions in India and what the wise gurus of corporate fame speak from their elevated platforms, I pinch myself to remember that the laws that run the world are not made by them and that the One who made those laws hasn’t changed them yet.
Nandan Nilekanni at the TiE Convention for example, takes his constitutional on stage and while he exercises walking back and forth forcing you to do some neck yoga, he tells you how the volume of electronic monetary transactions has gone up from the time people used to send money orders and how in the last three years more people transferred money electronically than they did via money orders for the past one hundred years. That, he declares to a rapt TiE audience, is a sign of development. Audience claps. Behold, anesthetized anarchy in action.

What he forgets to say and those feverishly forwarding the video of this wonderful speech forget to ask, is what percentage of population that volume of monetary transaction represents. What is the reality? The reality is that the total percentage that does electronic banking is 2% of the population of India.  So, whatever you want to say about how monetary volumes have increased, they are still all within that 2%. What therefore, is the real meaning of the numbers?
The problem of geeky thinking is nicely mentioned in this article as the ’empathy vacuum’; the bane of life of those who are used to binary thinking and playing with imaginary numbers until they begin to believe in their own creations. What is starkly visible in our country today is a total absence of empathy for those whose lives have been wrecked by the demonetization drive.
Secondly, comparing historical data about the health of an economy using monetary transactional volume alone doesn’t take into account the value of money itself. A person in 1900 sent Rs. 10 by money order. The same person, if he lived that long, in 2000 would have to send Rs. 100,000 by electronic transfer to cover the same expense. So, how does the higher number indicate greater prosperity? But it seems that we have pickled our brains. Statistics can be made to say whatever you want them to say. And that is the game being played. The reason that game succeeds is because we don’t think and don’t ask questions.
Behold, anesthetized anarchy in action.
I call it anesthetized because we are the only country in the world where dozens of people can simply die standing in a line to withdraw money from the bank because of the liquidity crunch that the government imposed but nothing happens.
We’re the only country perhaps in the history of the world where money is demonetized in a thriving economy. As someone said, ‘That is like shooting the tires of a racing car in a race’, but nothing happens. We’re the only country in the world which pays no attention to the opinions of Nobel Prize winning scholars, financial experts and bankers and instead applauds politicians whose understanding of economics is exemplified in the measures that have led to the rest of us suddenly being forced to take an interest in economics. Instead of protests people say that this is the price we (not them, mind you) must pay for ‘cleaning’ the economy.
So, what is our reality?

1. We are World No. 1 in absolute poverty far ahead of sub-Saharan Africa.


2. We are World No. 1 in farmer suicides. (is there a global standard for this?)

3. We are World No. 1 in human trafficking. Add bonded labor and we will be World No. 1 in slavery.

4. We are close to the top in illiteracy.

5. Our unemployment figures are mind boggling and just went up thanks to this new initiative to make India cashless. Amazing how quickly that target was achieved.

6. 80% of our graduates are unemployable which tells you something about the quality of our education.

7. Corruption is not only acceptable at all levels of society but it is aspirational.

8. Our politicians and executive (civil service) is mostly corrupt and judiciary is trying to catch up.

9. We have zero tolerance, not for corruption and lies, but for those who dare to speak out against it.

10. Our view of religion is not something that binds people and joins hearts together but something that divides and must be brutally enforced.

11. We have confused loyalty to a political party for loyalty to the country and have branded all dissent, anti-national and unpatriotic.

12. We elect politicians to office only if they belong to our caste, irrespective of everything else.

13. That our politicians are corrupt, mostly uneducated and many have criminal records (including murder), matters not at all in our reckoning. We still elect them.

14. Human life doesn’t have low value in our country, it has no value at all. From 2005 to 2015 over 300,000 farmers committed suicide in India. Result? http://bit.ly/1Lisiy3
15. To break the law with impunity is a measure of social status and an accepted status symbol and is treated as a matter of right by the high and mighty. All of them invariably get away with this, thus reinforcing the principle that some people are more equal than others.

16. Undertrial prisoners are routinely killed by police and the killers are applauded by the media and titled, ‘Encounter Specialist’.

17. Our rape, murder and plunder statistics would do credit to a war zone.

18. In terms of productivity, quality and industry we can’t even compare ourselves to Bangladesh but we feel free to compare ourselves to China. http://bit.ly/2gjOHTa  

That is why I call it anesthetized because despite all this, our Bhakti Movement is going strong. Thank god for our blind supporters. People are telling tales to one another voluntarily blind-folded to the reality imagining that if they tell the tale long enough and shout down any dissent, their tale will come true. This is because, those of us who live in cities and are in the so-called upper middle class and grace the stage of entertainment shows like Times Now and others, live in echo chambers. We shout out our opinions and then count the echoes as agreement. All our projections are based on the number of times we heard our own voice echo back to us bouncing off the walls of our echo chambers. We make the most noise. We are the most visible and others like us assess the state of India based on this.
But anyone who has travelled in rural India, where the vast majority of our people live, will tell you a very different tale. A tale of deprivation, crops left to rot in the field or fed to goats because there is no cash to harvest them. The woman who has one buffalo whose milk she sells to her neighbors will tell you that neighbors won’t pay for that milk by credit card. Buffaloes with credit card slots have yet to be born. That woman needs the money in cash that very day to buy food to eat and feed her family. If the money is paid to her bank account on the basis of monthly credit (this is the solution that our accountant friends will instantly give you because they don’t know one end of a buffalo from the other) she won’t have money to eat today and tomorrow. And long before the first month’s amount comes in, she and her buffalo will both have become history.

The Indian farmer, the man who sells bananas on a push cart, the fish seller who buys fish from the fisherman and sells it in the market, the daily wage earner on a construction site who works through a searing summer for ten hours to earn Rs. 200 with which to feed his family will all tell you similar stories. For them ‘cashless’ means only one thing – that which they are suffering today. The demonetization initiative, no matter how noble its intentions, has converted these poor people into ‘criminals’ because they don’t have bank accounts and don’t pay tax so their earning is labelled ‘black money’. Demonetization has become demonization and has converted them and us into beggars, unable to withdraw our own hard earned savings on which we paid tax, from our own bank accounts. That this violates our Constitutional Right to property is one of those things that we dare not speak of for fear of being branded anti-national, seditious and god-knows what else. So, we don’t protest. We applaud the noble initiative and thank god that the dead farmer, fisherman, milk seller, buffalo or random individual who dropped dead in a bank queue was not our mother, sister, brother, son, father, spouse or ourself. One must always be grateful.
Economies are not electric lights to be switched on and off at will. Especially not an economy as fragile and complex as the Indian economy. The effect of lost crops will not reverse until the next season. People’s lost faith in the currency and in the entire banking system will not change to trust overnight. What this will do to liquidity needs no imagination to visualize. People’s sudden fear of being literally cashless that has led to postponing purchasing decisions will not increase money supply.  Nor will that fear suddenly be replaced by confidence. Our spending has slowed or stopped, our charity has slowed or stopped, our entertaining, holidays, all discretionary spending has slowed or stopped. All these things are the lifeblood of the nation. Where will the transfusion that we need come from?

Firmans are easy to issue but their effects are not in the control of the one issuing the Firman. Neither can those effects be stopped or reversed by a counter Firman. Just as you can’t order clouds to rain, you can’t order crops to grow or the dead to come back to life. The laws of the world don’t change. The one who chooses to shut his eyes to the signs of the sabretooth tiger will surely be his next meal. So, dream on.

Money, money, money

Money problems are not money problems, even when they are money problems.
 
Dire Straits’ famous song has some very politically incorrect lyrics but the refrain, ‘Money for nothing and the chicks for free’ sums up the situation of black marketeers and owners before the demonetization and the name of the songsters – Dire Straits – sums up their situation in India today. 
 
But what are the implications of demonetization? We have seen many theories; conspiracy and otherwise. One of the best articles that I have read is by former Finance and Economic Affairs Secretary, Arvind Mayaram, which is here:
 
 
Let’s see what the real, on-the-street effects of demonetization are and what their implications can be.
 
We are a cash economy and that is not because we have a huge number of people with black money but because we have a huge number of poor people who don’t have bank accounts and don’t deal with anything other than cash. For anyone who has lived or travelled in rural India this needs no explaining. So, I will not waste your time trying to describe what we have seen and experienced all our lives in our country without any problem or complaint. Those who need convincing can try to buy vegetables, fish, eggs, meat or chicken and pay for them with a credit card or cheque. Both buyers and sellers are not evil hoarders and black marketeers but ordinary, garden variety men and women trying to live their lives. This money that is earned by the sellers in never enough to be deposited in a bank. It is used to buy food and necessities for their families, goods to sell the next day and a little bit to set aside for a rainy day. This may accumulate over the years to some thousands. Do these people have documentary evidence about where they got this money from? Can they show that they paid tax on it? Can they show accounts of what they earn daily? Does the vegetable seller, the meat, fish or egg seller have a P&L account and a Balance Sheet? Does she have a PAN card? Does that therefore make them criminals? 

Another situation is that of the middle-class housewife. Her husband gives her money to run the home, every month. She may only have completed primary school (in many cases she may not even be literate) but is a master economist. She manages to run a very good home, cook great meals, ensure that everyone has what they need and still she is able to save some money which she keeps hidden in the house. She doesn’t have a bank account. She doesn’t even want a bank account because it involves documentation that she can’t manage on her own and if she asks anyone in the family to help, her secret will be revealed. She doesn’t tell her husband or anyone about this but some day when one of her family needs something urgently she digs into her stock and surprises everyone by saving their skins. Is she a criminal because she does all this secretly? She is not an evil schemer. She is my and your mother.
 
I can give you many more examples but will let this suffice for the present.
 
Now comes demonetization and whatever it did to the illegal funds of political parties and black-market wizards, it also wiped out the savings of these people. That is what I am trying to interpret and find the bright side of.
 
The demonetization did wipe out the value of cash sitting in warehouses and suitcases of political parties and businessmen. And it did and will bring in cash into the vaults of banks who seem to have emptied those vaults lending to the same (or similar) businessmen who reneged on those loans. Those loans are still outstanding, post demonetization. The one who didn’t repay the loan continues to enjoy his ill-gotten gains. But the middle class and poor of the country paid the bank on his behalf. That is a very neat arrangement, if you ask me.  
 
How and why does black money get generated? The main driver is the fact that political parties are not compelled to show their sources of funds. This is the strangest of phenomena where every individual is compelled to show where he earned his money from and must pay tax on it. Even charities in this country must apply for and get tax exemption failing which they have to pay tax on donations which they collect and disburse in charity. But a political party which gets a million times more, need not show how it got that money or from whom. I am sure I don’t need to explain the implications of that on the black-market economy, corruption and hoarding. That situation remains as it is. So though the funds of those political parties and politicians who were not in the know reverted to their original value or less (Rs. 1000 = Rs. 5; in this case Rs. 0) the doors to accumulate such funds once again, no questions asked, remain open. As for those in the know; the originators of this idea, their associates, families and friends, mint employees and managers, drivers, secretaries, servants and others of power brokers and of course the usual suspects (friends in need); all had ample time to save their hoards.
 
As for all the talk about reducing fiscal expense and so on, Arvind Mayaram has spoken about that in the article above, so I won’t repeat it. It must be obvious to anyone who knows what the word ‘fiscal’ means. What I want to repeat however is what Arvind Mayaram said which goes to the core of the issue in terms of the future and that is the issue of faith. Not faith in god but faith in paper.
 
People save money and keep those savings in paper currency because they believe that the value of their savings will not be nullified. They have faith in the currency though they know that the actual paper has no intrinsic value. Even though inflation erodes the value of their savings people don’t convert their savings to gold or immovable property because liquidity is more important for them than whatever loss of value that may take place over time. This is what ensures that money remains in circulation and is not taken out of the market and parked in gold. Paper money exists because people have faith.
 
That is the reason also why in Islam, Zakat (@2.5%) is liable every year on gold and silver even if you have to sell some of the gold and silver to pay what you are liable to pay in that year. Obviously, this reduces your stock of gold and hypothetically speaking it can reduce over time to a level where you are no longer liable to pay Zakat. Despite that Islam decreed that you must sell a part of the gold and give that money in charity because Islam recognized the importance of keeping money in circulation.
 
It doesn’t take great imagination to see what will happen if people lose faith in the currency. That is the reason, as Mayaram says and we all know, the US dollar has never been demonetized though it is the most counterfeited currency and the most trusted currency in all black-market deals. Faith in the currency must be balanced against whatever negative effects that may happen because of unaccounted currency. Those negative effects must be neutralized in other ways; for example by making political parties account for their cash inflows, state funding for elections and eliminating Income Tax.
 
Demonetizing currency destroys faith in the currency, discourages people from keeping their savings in paper money, encourages them to take their savings out of circulation because it pits importance of liquidity against saving the capital amount. It places huge hardship on the weakest and least influential people in society. It further disempowers those who are already the weakest; women (housewives, mothers), illiterate daily wage earners (headload workers, porters, construction workers, beggars), small business owners (you must understand this in the Indian context to know what I mean by ‘small’), small service providers (rickshaw pullers, thela walas etc.).
 
It is easy for the powers that be to talk about accepting the inconvenience because they don’t have to face it themselves and can easily turn a blind eye to the fact that a daily wage earner standing in a queue at a bank to exchange his life savings for the snazzy new currency is also losing his wage for that day. For many that is a very significant loss. For some it may mean that when they return the next day to their job, they find that the job has gone because someone else has been employed in their place. I won’t list the kinds of suffering that housewives, the old and sick and so on are undergoing standing for hours in serpentine queues. Those who are interested can go and talk to people standing in those queues. Or even better, go and stand in such a queue yourself to see how it feels to stand for six hours without food or water or shade or anywhere to rest your tired legs. People are doing more than that.
 
It is clear that the move to demonetize currency was taken without sufficient thought about all its intended and unintended consequences and without adequate preparation for its seamless and painless implementation. If that had been done, there would have been no reason for the tearful histrionics and theatrics that we are witnessing which are probably good for TRP ratings but not for anything else.
 
Whatever the effects of demonetization may prove to be on black money, what is clear is that faith in paper currency has taken a very big hit. I am not sure if this loss of faith can ever be restored. The thought that is uppermost in the minds of people is that if the government can do this once, it can do it again. And if one government can do it, then so can another government. Try to think of what conclusion the average man and woman standing in long queues to exchange old notes for new; who may even lose a part of his savings in this process, will come to.
 
Sadly, our media won’t show us the truth as it is not viable for them. But ignoring the truth won’t change it. Reality, unrecognized has a nasty way of biting very hard when you are not looking. That is perhaps something that those who demonetized currency didn’t think of. That is also something that may show its effect in the elections; the only place where politicians and political parties are held to account. Jai Hind.
Tomorrow also has only 24 hours

Tomorrow also has only 24 hours

Good intentions are not a substitute for systematic action. 
Neither is enthusiasm a substitute for discipline. 
Noise is different from music
We all have the same 24 hours and no, tomorrow won’t have more. All tomorrows have only 24 hours. ‘Tomorrow I’ll have more time,’ is the biggest self- deception line of all time. The key to managing time is to prioritize. Assess all prospective actions in terms of  their impact on your overall goal and then decide what to do and when. Yes you have to first have an overall goal. The sooner you write one – yes, you have to actually write it down – the bigger your advantage. There is something in the nature of written down goals which invokes action. Then you devise a strategy to achieve your goal. That will involve creating steps which consist of individual actions and the time to take each one. Then you act.

Key ingredient: Discipline. Discipline is the key to life and to dieting: The big secret of dieting is to realize that my mouth is my property. Nobody can put anything in it that I don’t want them to. Discipline is where the rubber meets the road. It is walking your talk; to do what you claim you want to accomplish. It is to get up early in the morning so that you have more time in which to reach your goal. Discipline is to wake up every morning and work to make your dream can come true. Because a dream is not what you see in your sleep. 
A dream is that which does not let you sleep.

An extremely useful tool to manage time is the humble ‘Checklist’. It is a wonderful tool to minimize mistakes and ensure that all the critical things get done. Managing time is about discipline and execution. Actually doing what you set out to do. It sounds simple but is not so easy for some people. But once you get used to this very useful ‘regimentation’ you will realize its value. There is nothing cute about freedom that results in waste of resources. Time is a resource – a non-renewable one to boot.